{"id":1401,"date":"2025-06-20T17:09:06","date_gmt":"2025-06-20T08:09:06","guid":{"rendered":"https:\/\/gracia-teacher.com\/?p=1401"},"modified":"2025-06-20T17:09:06","modified_gmt":"2025-06-20T08:09:06","slug":"ideco%e2%91%a0%ef%bd%9e%e6%95%99%e8%81%b7%e5%93%a1%e3%81%abideco%e3%81%8a%e3%81%99%e3%81%99%e3%82%81%e3%82%8b%e7%90%86%e7%94%b1%ef%bd%9e","status":"publish","type":"post","link":"https:\/\/gracia-teacher.com\/?p=1401","title":{"rendered":"iDeCo\u2460\uff5e\u6559\u8077\u54e1\u306biDeCo\u304a\u3059\u3059\u3081\u308b\u7406\u7531\uff5e"},"content":{"rendered":"\n

\u2605\u306a\u305c\u4eca\u3001iDeCo\u306a\u306e\u304b\uff1f<\/h3>\n\n\n\n

\u79c1\u306f\u3001\u4e8b\u3042\u308b\u3054\u3068\u306b\u3001
\u6559\u8077\u54e1\u306e\u7686\u3055\u3093\u306b\u5bfe\u3057\u3066\u3001<\/p>\n\n\n\n

\u9000\u8077\u5f8c\u306e\u30bb\u30ab\u30f3\u30c9\u30ad\u30e3\u30ea\u30a2\u306b\u5411\u3051\u3066\u3001
\u3042\u308b\u3044\u306f\u3001
\u9000\u8077\u5f8c\u306e\u751f\u6d3b\u8cbb\u306e\u88dc\u586b\u306b\u5411\u3051\u3066\u3001<\/p>\n\n\n\n

\u8cc7\u7523\u5f62\u6210\u3092\u9032\u3081\u3066\u304a\u304f\u3053\u3068\u306f
\u975e\u5e38\u306b\u5927\u5207\u3067\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3092\u3001
\u304a\u8a71\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u305d\u3057\u3066\u3001\u305d\u306e\u57fa\u672c\u7684\u306a\u65b9\u6cd5\u3068\u3057\u3066\u3001
NISA\u3084iDeCo\u306f\u3068\u3066\u3082\u512a\u308c\u305f<\/strong>
\u6295\u8cc7\u624b\u6cd5\u3067\u3042\u308b\u3053\u3068\u3092\u304a\u4f1d\u3048\u3057\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n

\u3057\u304b\u3057\u306a\u304c\u3089\u3001
\u3055\u307e\u3056\u307e\u306a\u5fc3\u7406\u7684\u306a\u30d6\u30ed\u30c3\u30af<\/strong>\u304c\u3042\u3063\u3066\u3001<\/p>\n\n\n\n

\u306a\u304b\u306a\u304b\u305d\u306e\u4e00\u6b69\u304c\u8e0f\u307f\u51fa\u305b\u306a\u3044\u65b9\u304c
\u591a\u3044\u306e\u3067\u3059\u3002<\/p>\n\n\n\n

\"\u753b\u50cf\"\/<\/a><\/figure>\n\n\n\n

\u3068\u304f\u306b\u3001iDeCo\u306b\u3064\u3044\u3066\u306f
\u3044\u307e\u3060\u306b\u300c\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u300d
\u3068\u304a\u3063\u3057\u3083\u308b\u65b9\u304c\u3044\u3066\u3001\u6b8b\u5ff5\u306b\u601d\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u305d\u3053\u3067\u3001\u4eca\u56de\u304b\u3089\u4f55\u56de\u304b\u306b\u308f\u305f\u3063\u3066\u3001
iDeCo\u306b\u3064\u3044\u3066\u3001<\/p>\n\n\n\n

\u305d\u306e\u5fc3\u7406\u7684\u30d6\u30ed\u30c3\u30af\u3092\u306f\u305a\u3057\u3066\u3044\u305f\u3060\u3051\u308b\u3088\u3046\u3001
\u305d\u306e\u5bfe\u7b56\u306b\u3064\u3044\u3066
\u304a\u8a71\u3057\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u307e\u305a\u3001\u8cc7\u7523\u5f62\u6210\u306b\u5411\u3051\u3066
iDeCo\u3092\u304a\u3059\u3059\u3081\u3059\u308b\u7406\u7531<\/strong>\u3092
\u3044\u304f\u3064\u304b\u304a\u8a71\u3057\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

\u516c\u7acb\u5b66\u6821\u306e\u6559\u8077\u54e1\u306e\u7686\u3055\u3093\u306f\u3001
\u5171\u6e08\u5e74\u91d1\u3068\u3044\u3046\u624b\u539a\u3044\u5236\u5ea6\u306b\u52a0\u5165\u3057\u3066\u304a\u308a\u3001<\/p>\n\n\n\n

\u8001\u5f8c\u306e\u751f\u6d3b\u8a2d\u8a08\u306b\u3064\u3044\u3066
\u3042\u307e\u308a\u4e0d\u5b89\u306f\u611f\u3058\u3066\u3044\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u3057\u304b\u3057\u3001\u4eba\u751f100\u5e74\u6642\u4ee3\u3068\u306a\u308b\u3068\u3001
\u9000\u8077\u3057\u3066\u304b\u3089\u306e\u6642\u9593\u306f
\u304b\u306a\u308a\u9577\u3044\u3082\u306e\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u4f55\u3082\u3057\u306a\u3051\u308c\u3070\u3001
\u305d\u308c\u306f\u3068\u3066\u3064\u3082\u306a\u304f\u9577\u304f\u9000\u5c48\u306a\u6642\u9593\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u9006\u306b\u3001\u305d\u306e\u6642\u9593\u3092\u6700\u5927\u9650\u306b\u5229\u7528\u3067\u304d\u308c\u3070\u3001
\u3082\u3046\u4e00\u5ea6\u3001\u30e1\u30a4\u30f3\u30b9\u30c6\u30fc\u30b8\u3068\u3082\u3044\u3048\u308b\u4eba\u751f\u3092
\u697d\u3057\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n

\u305f\u3060\u3057\u3001\u305d\u308c\u306b\u306f\u8cc7\u91d1\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u3067\u3059\u306e\u3067\u3001\u73fe\u5f79\u306e\u9593\u306b<\/strong>
\u8cc7\u7523\u5f62\u6210\u3092\u3059\u3059\u3081\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/strong><\/p>\n\n\n\n

iDeCo\u306f\u305d\u3093\u306a\u7686\u3055\u3093\u306b\u3068\u3063\u3066\u3001
\u5927\u304d\u306a\u5473\u65b9\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u305d\u308c\u3067\u306f\u3001\u8cc7\u7523\u5f62\u6210\u3092
\u9032\u3081\u3066\u3044\u304f\u4e0a\u306b\u304a\u3044\u3066
iDeCo\u306b\u3069\u306e\u3088\u3046\u306a\u5229\u70b9\u304c\u3042\u308b\u306e\u304b\u306b\u3064\u3044\u3066\u304a\u8a71\u3057\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

\u2605iDeCo\u6700\u5927\u306e\u9b45\u529b\u306f\u300c\u78ba\u5b9f\u306a\u7a0e\u5236\u512a\u9047\u300d<\/h3>\n\n\n\n

\u307e\u305a\u3001iDeCo\u306e\u6700\u5927\u306e\u9b45\u529b\u306f\u3001\u305d\u306e\u7a0e\u5236\u512a\u9047<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n

iDeCo\u306b\u62e0\u51fa\u3057\u305f\u639b\u91d1\u306f\u3001
\u5168\u984d\u304c\u6240\u5f97\u7a0e\u3068\u4f4f\u6c11\u7a0e\u306e\u8a08\u7b97\u5bfe\u8c61\u304b\u3089\u63a7\u9664\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n

\u305f\u3068\u3048\u3070\u3001
\u6bce\u67081\u4e07\u5186\uff08\u5e74\u959312\u4e07\u5186\uff09\u62e0\u51fa\u3059\u308c\u3070\u3001<\/p>\n\n\n\n

\u5e74\u53ce\u306b\u3082\u3088\u308a\u307e\u3059\u304c
\u5e74\u9593\u7d041.8\u4e07\u5186\uff5e4.8\u4e07\u5186\u7a0b\u5ea6
\u7a0e\u91d1\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u305d\u3093\u306a\u3082\u306e\u304b\u3001
\u3068\u601d\u308f\u308c\u308b\u65b9\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001<\/p>\n\n\n\n

\u3053\u308c\u304c30\u5e74\u9593\u3068\u3082\u306a\u308b\u3068\u3001
\u6700\u5927150\u4e07\u5186\u3082\u306e\u7a0e\u91d1\u304c\u63a7\u9664\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3059\u3002<\/strong><\/p>\n\n\n\n

\u3064\u307e\u308a\u3053\u306e150\u4e07\u5186\u304c
\u7a0e\u91d1\u3067\u306f\u306a\u304f\u3001<\/p>\n\n\n\n

\u3042\u306a\u305f\u306e\u8cc7\u7523\u5f62\u6210\u306b\u4f7f\u308f\u308c\u305f\u3068
\u8003\u3048\u308c\u3070\u3001
\u304b\u306a\u308a\u306e\u304a\u5f97\u611f\u304c\u3042\u308a\u307e\u3059\u3088\u306d\u3002<\/p>\n\n\n\n

\"\u753b\u50cf\"\/<\/a><\/figure>\n\n\n\n

\u307e\u305f\u3001iDeCo\u53e3\u5ea7\u5185\u3067\u5f97\u305f
\u904b\u7528\u76ca\uff08\u5229\u76ca\uff09\u306b\u306f\u3001
\u901a\u5e3820.315%\u304b\u304b\u308b\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n

\u3053\u308c\u306fNISA\u3068\u540c\u3058\u3067\u3059\u304c\u3001<\/p>\n\n\n\n

NISA\u306e\u5834\u5408\u3001
\u7a4d\u307f\u7acb\u3066\u306e\u7dcf\u984d\u306e\u4e0a\u9650\u304c1,800\u4e07\u5186\u307e\u3067\u3067\u3059\u3002<\/p>\n\n\n\n

\u3053\u308c\u306b\u3001iDeCo\u306e\u67082\u4e07\u5186\u3092\u52a0\u3048\u308b\u3068\u3001
\u305f\u3068\u3048\u3070\u3001\u67082\u4e07\u5186\u309230\u6b73\u304b\u308960\u6b73\u307e\u3067<\/strong>
30\u5e74\u9593\u7a4d\u307f\u7acb\u3066\u305f\u3068\u3057\u305f\u3089\u3001720\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n

NISA\u306e1,800\u4e07\u5186\u3068
iDeCo\u306e720\u4e07\u5186\u3092\u904b\u7528\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

\u5408\u8a08\u30672,500\u4e07\u5186\u3067\u3059\u304b\u3089\u3001
\u305d\u308c\u309230\u5e74\u9593\u3001\u5229\u56de\u308a\uff13\uff05\u3067\u904b\u7528\u3059\u308b\u3068\u3001
\u305d\u306e\u984d\u306f6,068\u4e07\u5186\u306b\u3082\u306a\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n

NISA\u3060\u3051\u3067\u306f\u3001
\u3053\u306e\u984d\u306f\u898b\u8fbc\u3081\u307e\u305b\u3093\u3002
\u3067\u3059\u306e\u3067\u3001NISA\u3060\u3051\u3067\u306a\u304f\u3001
iDeCo\u3067\u3082\u904b\u7528\u3057\u3066\u3044\u304f\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n

\u3055\u3089\u306b\u3001iDeCo\u306f\u3001
60\u6b73\u4ee5\u964d\u306e\u53d7\u3051\u53d6\u308a\u6642\u306b\u3082
\u7a0e\u5236\u512a\u9047\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u4f55\u304b\u3068\u8a00\u3044\u307e\u3059\u3068\u3001
\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u3084\u9000\u8077\u6240\u5f97\u63a7\u9664<\/strong>
\u3068\u3044\u3063\u305f\u63a7\u9664\u67a0\u304c\u9069\u7528\u3055\u308c\u308b\u306e\u3067\u3059\u3002<\/strong><\/p>\n\n\n\n

\u305f\u3060\u3057\u3001iDeCo\u306b\u306f\u3053\u3046\u3044\u3063\u305f\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u4e00\u65b9\u3067\u3001
\u3044\u304f\u3064\u304b\u6ce8\u610f\u3059\u3079\u304d\u70b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u2605iDeCo\u306e\u30c7\u30e1\u30ea\u30c3\u30c8<\/h3>\n\n\n\n

\u307e\u305a\u3001iDeCo\u306f \u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n

\u305d\u3082\u305d\u3082iDeCo\u306f\u8001\u5f8c\u306e
\u5e74\u91d1\u3060\u3051\u3067\u306f\u8db3\u308a\u306a\u3044\u90e8\u5206\u3092
\u88dc\u3046\u305f\u3081\u306e\u5236\u5ea6\u3067\u3059\u306e\u3067\u3057\u3087\u3046\u304c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u9014\u4e2d\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044\u3053\u3068\u3092
\u30e1\u30ea\u30c3\u30c8\u3068\u6349\u3048\u308b\u65b9\u304c\u5408\u7406\u7684\u3067\u3059\u3002<\/p>\n\n\n\n

\u3042\u3068\u3001\u5f53\u7136\u306e\u3053\u3068\u3067\u3059\u304c\u3001
iDeCo\u306f\u6295\u8cc7\u3067\u3059\u306e\u3067\u3001
\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n

\"\u753b\u50cf\"\/<\/a><\/figure>\n\n\n\n

\u304b\u3068\u3044\u3063\u3066\u3001\u9280\u884c\u9810\u91d1\u304c\u5b89\u5fc3\u304b\u3068\u3044\u3046\u3068
\u30a4\u30f3\u30d5\u30ec\u30ea\u30b9\u30af\u304c\u3042\u308a\u3001<\/p>\n\n\n\n

\u91d1\u984d\u3068\u3057\u3066\u306f\u5143\u672c\u304c\u7dad\u6301\u3055\u308c\u3066\u3082\u3001
\u5c06\u6765\u306e\u8cfc\u8cb7\u529b\u304c\u76ee\u6e1b\u308a\u3057\u3066\u3057\u307e\u3046
\u300c\u5b9f\u8cea\u7684\u306a\u5143\u672c\u5272\u308c\u300d\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b\u306e\u3067\u3059\u3002<\/strong><\/p>\n\n\n\n

\u3053\u308c\u306f\u300c\u30ea\u30b9\u30af\u3092\u53d6\u3089\u306a\u3044\u30ea\u30b9\u30af\u300d
\u3068\u3082\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u3055\u3089\u306b\u3001\u81ea\u5206\u3067\u904b\u7528\u5546\u54c1\u3092
\u9078\u3076\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001
\u3042\u308b\u7a0b\u5ea6\u306e\u77e5\u8b58\u3068\u624b\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n

\u9280\u884c\u306b\u9810\u91d1\u3059\u308b\u5834\u5408\u306b\u306f\u3001
\u305d\u308c\u307b\u3069\u306e\u77e5\u8b58\u304c\u5fc5\u8981\u306e\u306a\u3044\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001<\/p>\n\n\n\n

\u5c11\u3057\u9762\u5012\u3067\u3042\u308b\u3053\u3068\u306f\u78ba\u304b\u3067\u3059\u3002<\/p>\n\n\n\n

\u3057\u304b\u3057\u3001\u4eca\u306e\u6642\u4ee3\u3001
\u30cd\u30c3\u30c8\u3067\u8abf\u3079\u308c\u3070
\u304a\u3059\u3059\u3081\u306e\u5546\u54c1\u306f\u3054\u307e\u3093\u3068\u3067\u3066\u304d\u307e\u3059\u3002<\/p>\n\n\n\n

\u66f8\u7c4d\u3082\u305f\u304f\u3055\u3093\u51fa\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n

\u3067\u3059\u306e\u3067\u3001\u305d\u308c\u307b\u3069\u9ad8\u3044\u30cf\u30fc\u30c9\u30eb\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n

\u3068\u3044\u3046\u3053\u3068\u3067\u3001
\u4eca\u56de\u306f\u5c06\u6765\u306e\u8cc7\u7523\u5f62\u6210\u306b\u5411\u3051\u3066\u306f\u3001
iDeCo\u306e\u6d3b\u7528\u304c\u5fc5\u8981\u3067\u3042\u308b\u3053\u3068\u3002<\/p>\n\n\n\n

\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b\u304c\u3001
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